Start with your household
Create an account, confirm your email if prompted, and name your household. Enter income, an account balance and a first bill to get started. You can adjust details later.
Getting started
Start simple. Find your rhythm together.
PennyCircle doesn't connect to your bank or take control of your money. It gives the information you choose to record a useful home.
Build the shared picture
Add bills, everyday spending, savings goals and debts. See what you recorded on Home, compare budget against recorded spending, and check in weekly.
Invite your people
Make a private invitation link for each family member and send it yourself. Each link is tied to their email and lasts seven days. Choose whether they can manage, contribute or view.
Review before adding
Upload a bill or statement or bring in a spreadsheet. PennyCircle can suggest details, but they stay as drafts until someone with access reviews and accepts them.
Make space for a clearer money conversation.
Create a household, then invite the people you choose. Currently free.